Privacy Policy 
Calhoun Consultants Privacy PolicyAt Calhoun Consultants, "CC," we are committed to protecting the privacy, accuracy and reliability of any personal information you choose to provide and to safeguarding such information from loss, misuse, unauthorized access, disclosure, alteration and destruction. Please read this privacy policy carefully. This privacy policy may change from time to time, so please check back often. Collection of Personal Information You do not need to provide any information that identifies you ("personal information") to use the CC site or to obtain information from most of the features of the CC site. In general, you can visit our Web sites without telling us who you are or revealing any personal information. However, if you want to use certain online services, you may be asked to provide some personal information, such as your name, mailing address or e-mail address. We also may ask you to choose a user name and password and provide that information when accessing certain online features. If you do not want to give us any personal information, you can always decide not to use the services. The choice is yours. We are only interested in offering you convenient online services that match your interests and needs. Use and Disclosure of Personal Information The CC site uses your personal information for three general purposes. First, we use the information to provide you with the services you request and to respond to billing and/or other questions related to such service offerings. Second, we use the information to understand your use of our Web site and to notify you about updates to our site or to send you marketing materials or promotional offers that may be of interest. Third, we may use this information in aggregate form to help us evaluate and modify existing services and to help us develop additional services that are likely to be of interest to our users. We may share your personal information with unaffiliated third parties in limited instances. For example, we may share your personal information with unaffiliated third parties as is necessary to process or collect payments. We also may hire third-party technology provider to host the CC site and to store your personal information. Finally, we may be required to disclose personal information by law or legal process, to protect and defend the rights or property of the CC site, or to protect the personal safety of users to one of our sites. We also reserve the right to contact appropriate authorities when activities that are illegal or violate our policies are taking place on the CC site. Except under the limited circumstances described above, we will not disclose any of your personal information to unaffiliated third parties. How We Protect Personal Information We take reasonable measures to protect the privacy, accuracy, and reliability of any information you choose to provide and to protect such information from loss, misuse, unauthorized access, disclosure, alteration and destruction. Only authorized employees are permitted to access personal information, and they only may do so for permitted business functions. Any employee who violates our privacy access policies will be subject to disciplinary action. Collection, Use and Disclosure of Non-Personal Information In some cases, the CC site may collect information about you that is not personally identifiable, as described below. Internet Protocol Addresses An Internet Protocol (IP) address is a number automatically assigned to your computer whenever you access the Internet. This number does not identify your name, e-mail address or other personal information. If you request pages from the CC Web site, that site's server will enter your IP address into a log. To maintain user anonymity, CC does not associate IP addresses with records containing personal information. We also do not permit IP addresses to be associated and viewed with posts to chat rooms and bulletin boards. We store IP addresses for a period of time to help us to identify anyone who refuses to comply with our in-house rules or terms of service, and to identify visitors who threaten our service, site, customers or others. We also will use this information to measure site traffic for purposes of system administration and for our sponsors. This aggregate data also helps us to understand how people are using the Web site and helps us improve your online experience. Safeguarding Children's Privacy The CC site will not knowingly collect personal information or any other identifying data from children under 13 years of age without first obtaining verifiable consent from a parent or legal guardian. Requests for parental consent will explain how we collect, use, and disclose children's personal information, and will include an opportunity for parents to prevent use of their children's information, as well as to prevent their children from participating in features which involve the collection of personal information. Should a child whom we know to be under 13 send personal information to the CC site without first obtaining parental consent, the site will immediately delete that information from its database. We will not use, distribute or disclose any child's personal information to third parties without prior parental consent. If, at any time, a parent withdraws his or her consent to our use or maintenance of personal information collected from his or her child, we will promptly remove such information from our database. In addition, we will not require children under 13 years of age to disclose more personal information than is necessary in order to participate in any online feature or service. External Links The CC site may provide links to various Web sites. When you click on one of these links, you will be transferred from the CC site and connected to the Web site of the organization or company that you selected. Even if an affiliation exists between CC and a third-party Web site, CC exercises no control over linked sites. Each of these linked sites maintains its own independent privacy and data collection policies and procedures. If you visit a Web site that is linked to the CC site, you should consult that site's privacy policy before providing those sites with any of your personal information. Terms, Changes and Questions By using the CC site, you signify your agreement to the terms of our privacy policy. If you do not agree with these terms, please do not use or disclose any personal information through one of our sites. If we decide to change this privacy policy, we will post those changes here so that you will always know what information we gather, how we might use that information, and whether we will disclose it to anyone. If you have any questions or comments about this policy or our use of personal information, you may send an email or send a letter to the following address: Calhoun Consultants
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